JenOni

savings

How I Save on Shopping at Target with the Cartwheel App

In October 2018, a mini Target opened across the street from us.  Most of my purchases at Target are for essential items like toilet paper, feminine products, body wash, paper towels, napkins, paper plates, and food items.  

I am intentionally using my Cartwheel app on every visit because of the savings.   In addition to saving on specific items, I realized some online prices are lower than the store.   In this case, I ask an associate to adjust the price before I check out.   

If you are a regular Target shopper, it pays to download this app.  The best way is to scan the UPC code on each item as you shop.  

The shop section allows you to shop by category, weekly ad & catalogs, or cartwheel offers. If you click on the cartwheel offers and select a product it will add it to your “My List”.

When I click on “Wallet” I can scan at self-checkout before I hit Pay. If checking out in line, make sure the sales associate knows to scan your code so the savings are deducted.

On the my profile, I can set my store, using the store locator. It alslo lists my online order history, favorite items to track (click on the heart of an item), payment cards, gift cards, ship to addresses, and manage REDcard. Since I started using the app in 2015, I saved $142.66 and redeemed 316 offers.

Teaching Kids Money Habits Using Games, Apps, Tips, and Books

Disclaimer: This is a sponsored post by PSECU, a credit union in Pennsylvania.

Money Habits: Games, Books, and Tips to Teach Kids about Money

Good money habits begin to develop when you’re young.   That is why it’s important for parents to have an action plan on how to teach their children how to manage their money.

Learning about money can be fun and exciting for kids.   There are lots of engaging stories they can read that both entertain and teach.   When your child is old enough to play with a smartphone, you can download apps like Green$treets and Bankaroo to help them begin to track their savings and learn how to budget. You can come up with your own games or buy board games that revolve around money choices to help your children put their money knowledge to practice.
PSECU created the infographic below, which includes tips, smartphone apps, games and books for your child to read during every stage in life in order to prepare them to be financially savvy adults.

Consider opening a custodial account for your child. Custodial accounts can be opened for any child or young adult under 21 years of age.   While your child will be the sole owner of the account, they will not be able to withdraw funds without the custodian’s approval.   Custodians can be the parent, guardian, grandparent or relative of the child.   When the child turns 21 years old the custodian must turn the account over to the young adult.   Custodial accounts are great ways to help save for your child’s future while also teaching them how to manage their money online.

 

——->What are some fun ways you’ve found to teach your kids good money habits?<——–

Deals with Groupon Coupons Equals Food, Vacation, and Family Time for Summer

July4th

 

Deals with Groupon Coupons

Deals searching for Groupon coupons is worth the time and effort.  This weekend is the Memorial Day weekend which marks the first holiday before the summer season begins.   When the kids and I go out of town, Groupon is my go to site for saving on activities and meals.  Groupon is an online experience for saving on thousands of deals for activities, eateries, and a multitude of things to buy covering every category you can imagine in real time.   The Groupon app also allows you take advantage of these deals through your mobile device.

Did you know  Groupon offers coupons for savings and deals at some of your favorite brands and retailers? There are currently over 81,000 coupons for 11,911 stores.   Here are some stores you can find coupons for on Groupon.

Eateries:

Longhorn Steakhouse, Olive Garden, Macaroni Grill, Qdoba Mexican Grill, Panera Bread

Vacations: 

Hilton, Hot Wire, Priceline, Marriott, Beaches, Apple Vacations

Family Time: 

New York.com, Best of Orlando, Ticketmaster, Ticket Liquidator, Go City Card

 

Just in time for the Memorial Day, check out the Groupon Coupons on Groupon!

Happy Saving!

 

Holiday Deals at Target for the July 4th Holiday Week

*this post contains affiliate post, which means I receive a commission if you click and purchase*

Holiday Deals at Target

20% off clothing, shoes & accessories with promo code JULY4. Valid 7/2-7/4

Save up to 25% on kitchen & dining items including Keurig and Ninja. Valid 7/2-7/8

Save $250 on Canon T6 DSLR bundle. Valid 7/2-7/8

Save up to 30% on furniture + an extra 15% off with promo code AMERICA. Valid 7/2-7/4

Save up to 30% on home items including bedding, bath, décor & rugs, lighting and dining + an extra 15% with promo code AMERICA. 7/2-7/4

BOGO 25% off on all Neutrogena sun care products. Valid 7/2-7/8

Save 5% and get Free Shipping at Target – Apply for a REDcard

DealSpotr Deals for Week of March 27th

Dealspotr Deals for This Week

How to Save on Deals at Dealspotr for the week of March 13

Saving with Dealspotr for the Week of March 6 – My Top Picks for Deals and Savings

Saving with Dealspotr

Savings with Ibotta vs. DealSpotr

Savings with Ibotta

As a mom, I love to shop for less and earn while I shop if possible.  One of my blogging friends shared information about Dealspotr in our mastermind group.   I am not a newbie to savings app as I have Ibotta loaded on my smartphone.   Ibotta allows you to earn while you shop in specific retail stores.   Typically, I use it for my grocery store runs.   While I have earned a few dollars in the past year and a half,  I find the app a bit restrictive.  You can only earn money on specific products each week.   Another feature with Ibotta that was disappointing about is the fact that the products each week are the same from retail store to retail store.     For example, whether I shop at Target or CVS I only have an opportunity to earn money on the same products.    My weekend errands include shopping at various stores because each store offers specific items.   This app  limits my earning potential each week and not using the app.

Savings with Dealspotr

On Dealspotr, I love the fact that I can connect with all of my favorite brands in one place.  If I’m out shopping on the weekend I can easily check the Dealspotr site from my smartphone for coupons and deals at top retailers or eateries in real time.  I can earn rewards and  income in a variety of ways.  This makes using the site really fun and engaging with other influencers within the Dealspotr community.  Brands can also promote their deals which gives you thousands of possibilities for savings.   As a social media influencer, Dealspotr allows you to connect with other influencers by reposting their deals, sharing on social media and following one another.    Also, there is a Dealspotr Facebook group if you have questions and concerns on using the platform.

As a member of Dealspotr,  the first step is to post deals.   You earn points by posting deals.   These points go toward earning an Amazon gift card.   For every 10,000 points earned, you are rewarded with an Amazon $10 gift card.    I find a lot of my deals from my  inbox or I  check the websites of my favorite retailers to see what is current.     Another step to getting started  is to follow your favorite stores and create a list of interests.  Interests include retail goods you have an interest in such as women’s fashions, women’s shoes, decor, dining, etc.   Once you get started you create will create a deal feed with your specific brands of interest.     From your deal feed, you can repost deals (sharing with your followers), share on social media or use the deal widget to share on your blog or website.  If there is a specific deal that you think has major appeal, you can spot the deal which ranks the deal.    Another way to earn points is to complete your daily checklist.   As an influencer, the network allows more earning potential and the ability to connect with other influencers.   Lastly, there is the opportunity to earn with referrals.

Ibotta vs. Dealspotr

In comparison to Ibotta, my earning potential with Dealspotr is greater.   There are no restrictions on the types of savings because there are thousands of brands and deals to choose from whenever I am shopping.  The best feature is the engagement as an influencer and the ability to grow my network with other influencers due to the community.  Dealspotr  offers opportunities to grow through the exchange of information within the community.   Also, the community is very focused on continuous improvement by encouraging members to share feedback as new features are added.

If you are interested in joining the Dealspotr community to save during your shopping experiences, you can use the link Dealspotr

 

dealspotr.com

Tablets – How to Buy an Ipad at the Lowest Price from Different Retailers

*This post originally appeared on the

Dealspotr blog. Dealspotr is the most accurate coupon site that pays you to save. I’m @CocoaMommy on Dealspotr, use my link to join today and earn 5,000 bonus points.

Tablets-How to Buy an Apple iPad at the Lowest Possible Price

@editor@editorpublished this article 

How to Buy an Apple iPad at the Lowest Possible Price

Tablets are the best portable technology.  Apple technology is some of the most highly coveted in the world. Their innovation-based approach, as well as their keen eye for details has made the brand a household name.

Unfortunately, the Apple product is not cheap. In fact, most Americans will agree that iPads, Macs, and iPhones are an expensive investment, especially when compared to other similar products.

So, how exactly do you buy an iPad at the lowest possible price? We have gathered some tips to help you find the very best iPad deal for you (or for someone you love) – so read on and find out more.

Buy an iPad because of its practical, high-tech design

There are plenty of reasons to love Apple and their products. From the sleek and ultra-minimalist designs to the devices themselves, Apple-branded technology screams quality, perfection, and creativity. Therefore, it is no wonder their iPad is also one of the most popular gift options of all time.

Apple’s iPad turned tablets into a popular must-have before any of the Android tablets even came along. Of course, other brands did eventually catch up and they can compete with the classic iPad – but the truth is Apple fans will never give up on their passion for the tech giant’s products.

Why buy an iPad? It is practical, and Apple regularly updates it to improve its functionality, plus it is convenient and fun to use!

How to Buy an iPad at the Lowest Price

Every model of the iPad has its pros and cons depending on the options you want. There are so many features you may have to compromise, depending on how picky you are, and the model you choose.

With Christmas, just around the corner, many people are heavily researching the best iPad deals online – and the good news is that if you shop around you CAN find a great deal on an iPad. Check out some of our suggestions below:

Hunt for the perfect Black Friday iPad deal

Thankfully, there are numerous online stores offering huge discounts on Black Friday. Given this holiday is rapidly approaching, this could be a great opportunity for you to save some serious dollars and get a cheap iPad.

What are the best online stores to check out on Black Friday if you want to purchase a less expensive iPad? In general, it is worth keeping an eye on the major online retailers, as they are most likely to have significant discounts on their iPads. Some of the biggest names include BestBuy, NewEgg, Target, Amazon and eBay.

If you do choose to buy your new iPad online, it is highly advisable you give yourself plenty of time to do your research and get familiar with the pre-Black Friday prices. This way, you can maximize your savings once Black Friday and Cyber Monday offers are live.

Buy after Christmas

As the holiday season begins, the demand for a cheap iPad Air and iPad minis is likely to skyrocket – and the prices will probably go up too. Thus, if you did not find a good deal on Black Friday, you might find a better one after Christmas, when retailers clear out their inventories after the Holiday buying spree.

Search for coupons

Although coupons may not always feel like a great deal for iPads, the savings can add up. If you use your coupons on top of an already-existing discount, you stand an excellent chance to save a lot more money on an outstanding product.

Buy an older model

If you want an iPad at the lowest price, but you are not overly concerned about owning the latest and greatest generation of Apple tablet, wait and buy just as the company releases a new model. That is when Apple will offer substantial discounts on their older generation gadgets. You can often save hundreds of dollars this way.

Buy a mini

The iPad Mini is smaller, less expensive, but offers almost all the same great features as the normal-sized tablet. Currently, the cheapest iPad Mini starts at $269 for the Second Generation, and the price rises to $399 for the Fourth Generation.

Of course, the difference among the generations varies slightly in specifications or design. You can review the comparison page on Apple’s site to get a sense of exactly what features each generation has.

If you are willing to settle for a smaller version of the traditional iPad, the iPad mini could be a great option.

Buy refurbished

The term “refurbished” often equates to “used” in people’s minds. This is not the case at all.

Refurbished products are not the same as the second-hand ones. To receive the “refurbished” designation, the manufacturer must test, clean, and even re-polish the casing according to strict standards. Therefore, refurbished products, though priced less than new models, are usually more expensive than those that are second-hand due to the care that is taken to make the refurbished product look and function like new.

Keep in mind that refurbished items tend to have a shorter warranty period than brand new products have. However, if you are the type of person that wants a new model every couple of years, the refurbished warranty period should suffice.

You can find great iPad deals in almost all large electronic retail stores, as well as on Apple’s official website.

Buy used

Unlike refurbished products, used (or second-hand) iPads are not necessarily repaired/renewed according to Apple’s standards. Thus, there may be small issues with the way they look (or even function), though these differences are minor.

The price difference between new and used can be significant. You typically can save a considerable amount of money by buying used.

If you do your research and only buy from reputable sellers, you can get a great deal by buying used.

Read the reviews not only on the product but also regarding the vendor and the company’s return policies. Don’t click that Buy button before you do so!

Buy from a trustworthy site. Be exceptionally careful when purchasing something from Craigslist and similar websites. If the deal appears to be extremely good compared to traditional retail sites like Amazon, beware! Usually, as the saying goes, what sounds too good to be true usually is.

Buy from a friend

The best way to make sure you are putting your money into a real, quality iPad? Buy it from a friend! You may find a cheap iPad for sale online but if you buy through a friend, you may get an even better price. If you know someone who wants to buy a new iPad, maybe they will sell you his or her old one. A friend will tell you of any quirks or issues with the model. Unlike buying from an auction site or a stranger, you have a reliable seller you can trust.

Sell your old iPad

Already own an iPad, but want to make the switch to a newer (or higher-end) option? Try to sell your old one first. It will not save you money on the item you purchase, but it is an excellent way to cushion the spending for the new product.

Some online retailers allow you to trade-in your old iPad on a new one. However, if you sell it you may be able to get more for it, giving you more money to put down on a new one.

A combination of two, three or more of the above

The key to maximizing your cost savings is to be creative about the way you spend your money. For instance, if you want to buy an iPad at the lowest price on the market, research each option before making your decision. Do the math, check for coupons. Find out how much your old iPad is worth and how easy it is to sell.

For example, perhaps you are looking at iPad Mini 3 on the Apple website. At the moment, a refurbished product sells for $249. If you find a coupon worth approximately $20 and sell your old iPad Mini 2 for $100, you will pay less than half the price for the refurbished model or $129.

Warning: Avoid bidding websites if you want to be 100% certain you are getting an original iPad. As can happen on Craigslist, bidding sites often have hidden fees or what you get is not exactly what you expected.

Final thoughts

Owning an Apple iPad can be addicting. Users report that the convenience of an iPad improves productivity and makes it convenient and comfortable to connect to the web for entertainment and other purposes.

Apple’s iPad and the Mini versions have become an iconic part of the American and global culture.

You do not have to pay a fortune to own an iPad. If you take your time, do your research, and follow these tips, you can find some fantastic iPad, iPad mini, and iPad air deals that won’t break the bank.

Do your homework, find the very best iPad deal and invest in a superb product. If you do so, maybe you can afford to buy all your family members an iPad this Holiday season!