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JenOni

Jan 1, 2017

Goals in the New Year, No Resolutions in the New Year

Goals for New Year

 

Goals for New Year

I never believed in creating resolutions, however, a new year is an opportunity to set new goals for myself.   In the last twelve months, I realize there are still areas of improvement for me to get closer to my financial goals.  Health & Fitness are important for me to

Health & Fitness – Taking Care of My Temple December was eye-opening for me in terms of taking care of my internal temple.  My lean physique is misleading in terms of being healthy.  I  learned after my preventative office visit and blood work that my internal health is driven not only by exercise but also my diet.   For so many years, I believed reducing certain foods was enough.   This is only half of the challenge.   My diet was missing foods with the right nutrients.  I will admit the week of Christmas is a week of overindulging.   Christmas brings baking cookies with lots of butter, sugar and all the other foods I normally avoid during the year like homemade buttermilk pancakes.   Regardless, it was a wake-up call to increase my fruits and vegetables, reduce sugary foods and saturated fats.  Now I am taking Vitamin D and B12 vitamins for the 4-6 weeks.  Also adding fish oil at meal time once a day.   I’m excited to be on track for healthier living.  In addition to my annual OB/GYN and mammogram, I realize how important it is to have a yearly physical.

Finances/Building Credit/Investing –  Managing finances has been a challenge for the past 7 years.   Unemployment and divorce are hurdles that take years to overcome.   I wish there was a quick switch but it takes to time to rebuild. One mistake was paying a company to assist with credit building.  After a year and a half of wasting money, I decided to take matters into my own hands.   The first step was reviewing copies of my credit report and devising a plan to try and pay off creditors.  For new debt, being very consistent with paying on time.   The benefit of before-tax payroll deductions is another way to invest and save money as a way to reach financial goals.   A plan to create additional streams of income is a work in progress.

Self-Care –  In 2016,  I spent a few days enjoying time for myself.   I tried classes at a new yoga studio and finally a chance to try a Soul Cycle class.   One thing I missed doing is scheduling the time to really relax.  I found my time off from work being filled with running errands or school commitments.   A spa day or half-day is long overdue.   This is the year when I have to be adamant about not accommodating the schedules of others.

Travel – Scheduling economic ways to enjoy travel.   Finding a travel agent to book an end of the year trip.  Stay tuned.

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Filed Under: Single Mom Chronicles Tagged With: #finances, goals, Health, new year

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Interests include fitness, nutrition, yummy food and dessert recipes, wellness, and innovative technology. Read More…

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